Who is Joy Stoddard?

JOY STODDARD is a wife, mom, teacher, writer, and ​Airbnb host. She enjoys eating cereal and doing ​handstands. She loves watching sunsets and ​drinking coffee and playing sports with family and ​friends. She strives to be a lifelong learner and a ​good listener. She has a desire to love people well ​and appreciate the beauty in life.


Joy has a master’s degree in science education along ​with a strong entrepreneurial itch. She has been ​working in the public schools for the past twenty ​years and has experience with a variety of side-gigs ​including real estate sales, vintage clothing sales on ​eBay, and short term rentals. Joy lives in Buffalo, NY ​with her husband and their two children.

A book I wrote about money...

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Money Stories is an open look into my forty-year financial journey. It’s ​an honest conversation about financial successes and failures and the ​lessons I've learned along the way. It's a chronological walk through ​the past 40 years of my life and all the money stories that have ​shaped who I am today. Each chapter details a different time period ​of my life. My hope is that the stories I share will offer financial ​guidance (strategies, tips, ideas) along with encouragement and ​hope.


Every single one of us has a unique money story. We have been ​molded and made into the human beings we are today because of the ​stories of our past. We dream about our future by telling ourselves ​stories that could come to fruition. Money Stories will help motivate ​you personally to take steps towards rewriting your own money ​story while also breaking through some of the stigma that surrounds ​money conversations. My hope is that it will be a catalyst for positive ​change in your life and subsequently in the lives of those you care ​about most.


Want to read my blog?

If you’d like to read more of what I’ve written,

click the photo below to access my blog on Medium.

Here is a link to my Substack also: Substack.com/@joystoddard

How can you contact me?

Click on photo below to fill out Google form...


Or email me directly at:

joystoddard716@gmail.com



Would you like to stay at our Airbnb?

Click on the photo below to see our listing.

Matthew 6:28-34 (MSG)


“Instead of looking at the fashions, walk out into the fields and look at the ​wildflowers. They never primp or shop, but have you ever seen color and design ​quite like it? If God gives such attention to the appearance of wildflowers—most of ​which are never even seen—don’t you think he’ll attend to you, take pride in you, ​do his best for you?


What I’m trying to do here is to get you to relax, to not be so preoccupied with ​getting, so you can respond to God’s giving. People who don’t know God and the ​way he works fuss over these things, but you know both God and how he works. ​Steep your life in God-reality, God-initiative, God-provisions. Don’t worry about ​missing out. You’ll find all your everyday human concerns will be met. Give your ​entire attention to what God is doing right now, and don’t get worked up about ​what may or may not happen tomorrow. God will help you deal with whatever ​hard things come up when the time comes.”

Color photos from each chapter in my book...

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Chapter 1: Family Influences

Chapter 2: Teenage Years

Chapter 3: College Years

Chapter 4: Married without Children

Chapter 5: Family of Three

Chapter 6: Family of Four

Chapter 7: Jobs, Cars, & Covid

Chapter 8: Airbnb, Teaching, & Real Estate

Chapter 9: The Future